Bank Statement Analyzer

As an individual lender, a bank, NBFC or any other financial institution you analyze the prospective borrower’s bank statements to assess the creditworthiness to decide whether to lend the money or not. Bank statement is one of the most reliable sources that give you the visibility into all the transaction and trends of your prospective borrower over time. During this situation, you face the following challenges:


  1. Different formats: Prospective borrower submits the bank statements in digital PDF format, scanned PDF format or just as a printed hard copy.
  2. Different periods and magnitudes of data: Depending on your policies, level of credit to be assigned, you consider different periods; 3, 6, 9 or 12 months of data in a bank statement from your prospective borrower.
  3. Many narrations: The bank statements usually have different narrations and layouts depending on various banks yet specific and particular to that bank.
  4. Manual inspection, analysis, and calculations: Given, different formats, periods, magnitudes of data, narrations, and layouts; it is a very tedious and daunting task for you to inspect, analyze, and calculate manually to arrive at the creditworthiness of your prospective borrower.  

At ScoreMe, we want to nullify all these everyday challenges you face. Our team of domain experts (finance, banking), software designers, and engineers have designed and developed an innovative, intuitive, AI-driven, automated Bank Statement Analyzer Tool which analyses the bank statements and generates insightful, actionable reports defining the creditworthiness of the prospective buyer automatically, thus saving you time, money, and other resources.


You can use ScoreMe’s Bank Statement Analyzer Tool for different purposes:

  1. For initial screening of the proposal.
  2. To generate an independent opinion about the creditworthiness of the prospective borrower, easing your decision-making process.
  3. To check and verify the transactions of your existing borrowers periodically.


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ScoreMe’s Bank Statement Analyzer Tool works on bank-specific narrations, layouts, and logic which includes all the Public Sector Banks, Private Banks, Major International Banks, and leading Cooperative banks.

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ScoreMe’s Bank Statement Analyzer Tool generates bespoke, customizable, comprehensive, insightful, actionable reports which have information on cash flows, returns, loan, interest, limit utilization, etc.

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ScoreMe’s Bank Statement Analyzer Tool has AI-Driven patterns for every bank which recognizes the complex transactions of different banks and hence generate one of the most accurate report in the industry.

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ScoreMe’s Bank Statement Analyzer Tool has a multitask dashboard which gives information on all your relevant assigned parameters.

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